Bankruptcy & Insolvency Law Firm in New Jersey

A Legal Reset When Debt Feels Overwhelming

You’re not the only one facing this. Robert H. Johnson LLC supports individuals and businesses across New Jersey with clear, steady bankruptcy guidance focused only on Bankruptcy & Insolvency law.

Award Winning

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Specialized Expertise

If financial pressure is keeping you up at night, you’re not alone — and you have options. For nearly two decades we have focused exclusively on bankruptcy law to help New Jersey clients move from uncertainty to stability.

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Support Against Collection Pressure

Lawsuits, garnishments, and foreclosure actions can feel relentless; filing bankruptcy may trigger the automatic stay, which can stop many collection efforts and give you room to think clearly.

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Foreclosure Defense & Asset Protection

Fear of losing your home, car, or essential property keeps many people from exploring their options; understanding New Jersey exemptions and chapter choices helps you see what may be protected.

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Bankruptcy Chapters Explained

Confusion about Chapter 7, Chapter 13, or Chapter 11 makes it hard to act; focused bankruptcy representation helps you match the chapter to your income, assets, and goals.

18+ Years Focused Only on Bankruptcy Law

If you’re here, you may be dealing with collection calls, foreclosure notices, lawsuits, or wage garnishments and wondering how it got this far. Many people quietly carry the fear that filing bankruptcy means failure, even though hundreds of thousands of Americans use it each year as a legal tool to reset their finances. Robert H. Johnson LLC is a Cherry Hill–based bankruptcy attorney serving clients statewide in New Jersey, concentrating exclusively on bankruptcy law for more than 18 years. You get plain-language guidance, realistic expectations, and a consultation focused on your options — not pressure.

Bankruptcy Services That Bring Order to Your Finances

  • Chapter 7 Bankruptcy

    If credit card balances, medical bills, or unsecured loans feel impossible to manage, Chapter 7 may provide a path to discharge qualifying debts. You receive guidance through the means test and exemption analysis so you understand what the process involves before you file.


    Explore Chapter 7 Bankruptcy

  • Chapter 13 Bankruptcy

    If you are behind on mortgage payments or need time to catch up on secured debts, Chapter 13 creates a structured repayment plan over 3–5 years. Court-approved plans can help you stop foreclosure and organize payments in a predictable way.

    Explore Chapter 13 Bankruptcy

  • Chapter 11 & Subchapter V

    For business owners and higher-debt situations, Chapter 11 and Subchapter V offer reorganization pathways designed to restructure obligations while continuing operations. You receive clear guidance on eligibility, documentation, and long-term feasibility.


    Explore Chapter 11 Options

  • Student Loan Bankruptcy Guidance

    Student loans are treated differently from most unsecured debts, and discharge typically requires additional legal steps. You get an honest evaluation of whether pursuing relief makes sense in your situation.


    Learn About Student Loan Bankruptcy

  • Foreclosure & Garnishment Relief

    If you need to stop foreclosure, wage garnishment, or a creditor lawsuit, timing matters. Bankruptcy may pause certain actions and give you space to build a workable plan.


    See How Bankruptcy Can Stop Foreclosure

Reviews

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Awards

Trusted by Clients Across New Jersey

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Get Clear Answers Before Things Escalate

Waiting often increases stress and limits your options. Robert H. Johnson LLC serves clients from Cherry Hill and surrounding communities, including Camden, Marlton, Mt. Laurel, and Pennsauken, as well as throughout New Jersey. People across New Jersey turn to this office when they want facts, not judgment, and a realistic understanding of what bankruptcy can and cannot do. Start with a confidential case evaluation and learn your options in plain language.